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How Student Loan Borrowers Have Fared Under the Obama Administration

Student loan borrowers have seen better days. The media is constantly talking about the Student Debt Crisis and how Generation Y has a snowball’s chance in hell of finding jobs come graduation. Unlike...

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Reimagining College Credit Hours with Competency-Based Programs

Imagine a bachelor’s degree program that is only focused on understanding, rather than time spent in a classroom. Competency-based educational programs evaluate a student’s knowledge, rather than using...

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What Real People Are Doing to Pay Off Their Student Loans

It is easy to forget that the Student Debt Crisis is about real people in the real world. So often — perhaps too often — student loan borrowers are overshadowed by depressing statistics and the latest...

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Student Loans — The New Gateway to Addiction

After graduation, most students struggle to repay their student loan debts. But a growing number are facing debts that have been exacerbated by drug, alcohol, and even shopping addictions. A recent...

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The Consumer Culture of Debt and Default

A good portion of consumers ignore their debts. This concept is not only accepted, but is a regular feature of financial blogs and news sites. Default rates are tracked for all types of loans including...

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Potential Problems with Tuition-Free College Programs

A college education in modern America is one of the most expensive things a person can pay for. With soaring tuition costs and the average student loan debt now over $30,000, there is just no end in...

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How Refinancing Student Loans Digs Borrowers Out of Debt

Being able to refinance student loans can be a godsend. After all, student loans are the only type of debt that is impossible to get rid of. Even though mortgage loan debts are almost always more than...

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PLUS Loans: Limitless Funding Threatens and Deludes Families

Private student loans are vilified. Subprime mortgage loans are slowly being eradicated. But there is another loan product readily available to borrowers that could do even more damage: PLUS loans. As...

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Regretting Borrowing Private Student Loans

College may have lost some of its luster. While it is common knowledge that young people are struggling along with the rest of America, it is also commonly known that people need to go to college in...

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Selecting a Student Loan Lender in the United States of America

With the cost of higher education rising every day, many people aim to fund their college programs by means of student loans. They try to use either private or federal student loans as a vehicle to get...

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